Frequently Asked Questions

1) Can I afford the monthly payments?
BYSTRY INC. is committed to making home ownership affordable and sensible. We build homes that should allow most people to own for less than they would pay to rent a comparable home. Although interest rates are constantly changing, our experience over the last year has been that a buyer with a moderate to good credit rating can qualify to finance a Home purchased for $114,400 with $0 down-payment for about $648.00* a month. Surprising, isn’t it? Even better, the $648 includes principal and interest. To find out how much your monthly payment would be to own meet with an loan originator to get Free Pre-Approval for a mortgage. Pre-Approval won’t obligate you to purchase anything but it will give you accurate finance information so you can make better decisions about buying. How much will my mortgage payments be?

2) Can I qualify for financing?
Although some people are fortunate enough to be able to buy their home outright, most will have to secure a mortgage in order to purchase a home. Mortgage lenders have numerous criteria for qualifying an individual for financing and determining the rate at which they will approve a loan. Much like getting a loan for a car, it is necessary for a person to complete a formal application for pre-approved financing in order to determine exactly what their monthly payment will be and their ability to afford owning a BYSTRY Home. In general though, we have had the most success qualifying individuals with a household income of at least $27,000 per year.

3) How much money will I need to put down?
10%+ on custom construction. 0%+ on already built homes.

4) How long does the construction process take?
2 to 7 months depending on the size of the construction process and the weather conditions. our clients always receive a detailed schedule before the construction begins.

7) What appliances are included with my BYSTRY Home?
BYSTRY Homes are owner-ready with a complete kitchen appliance package stove/range, above-stove microwave/vent, dishwasher, refrigerator and in-sink disposal. Your home will also come with a remote garage door opener with two remotes.

8) What kind of Warranty will my BYSTRY Home have?
Every new BYSTRY Home comes with 1Year Builder's Warranty. Additional warranty is available.

9) Why is buying a better option for me than renting?
There are many reasons for owning your own home but we believe the most important is the opportunity for you to build equity through ownership. Your monthly payments go towards ownership of your home rather than into your landlord’s pocket. In addition, it can be less expensive than rent and the interest on your mortgage payments are tax-deductible. Don’t forget the other advantages of home ownership, which include the opportunity to keep a pet and to decorate any way you like.

10) Can Bystry DIC Inc. build a home on my property?
Absolutely.

11) Can Bystry DIC Inc. design a home based on my ideas and wants?
YES!!!. It is almost always free with a construction contract.

We build great homes by never losing sight of what is important: our customers, our people, our communities and the environment in which we live. Honest, Reliable, Professional And Courteous. We are BYSTRY Inc. For Us Success is a Journey Not A Destination

BYSTRY Development Investments Construction Inc.
Address: 112 Hickory Street Madisonville TN 37354
Phone: (423)836-2947 Fax: (423) 442-1770
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